How Does EIG Work With Your Insurance Company?
If you have contracted with EIG Restoration because you have filed a claim against your home insurance, rest assured that you are in the best of hands. We have over 20 years of experience in working with insurance companies in order to most efficiently facilitate the complete restoration of your home.
At EIG Restoration, we pride ourselves on always prioritizing you, our customer. We understand the importance of earning your trust and ensuring your peace of mind throughout the entire process. While we work with your home insurance company, we work for you.
We engage with your insurance company to guarantee that all the damages covered by your policy are included in the repair process. However, your satisfaction is our foremost concern. Let us know how we can help return your home to its pre-damage condition.
The Process:
After damage occurs to your home or property, you should file a claim with your home insurance or talk to your home insurance agent as soon as possible. Damage to your home can often have compounding effects if not dealt with quickly, causing significantly more issues and resultant cost down the road.
Your insurance agent can also help you determine what types of damages are covered by your policy and which you may have to pay for out-of-pocket.
Your insurance agent can also help you determine what types of damages are covered by your policy and which you may have to pay for out-of-pocket. An initial estimate will then be created.
Your insurance company may suggest EIG as a preferred restoration company, or you may choose to independently contract with us to complete the work. Finding a restoration company early in this process can also help your insurance company with their initial estimate and mitigate further damage.
Once your claim has been referred to EIG, one of our coordinators will contact you and introduce you to your estimator.
Your assigned estimator will set up a time with you to come out to your home and assess the damages and the restoration that needs to happen.
Your assigned estimator will set up a time with you to come out to your home and assess the damages and the restoration that needs to happen.
Once this estimate is created, your insurance company will need to approve it before work can begin.
We will work with you every step of the way to ensure that all repairs are completed to your satisfaction.
Final payment will be requested once all repairs are completed and approved.
You can return to your restored home, protected by the assurance of EIG’s best-in-class warranties and our pride in workmanship.
What's a Public Adjuster?
A Public Adjuster, commonly referred to as a PA or IA, is an employee of a private adjustment firm. A public adjuster will offer to represent you to your home insurance company . However, the PA will charge you a percentage of the total amount you are paid by your insurance company for their services. An insured has the right to employ the services of any outside party for the purpose of assisting them in presenting their claim.
As with some contractors, a PA is also likely to take an adversarial position towards your insurance adjuster and company. Beware of the gloom and doom tactics taken by some PAs. It is possible they may lead you to believe that your insurance company only wants to settle the claim for as little money as possible, and that if you do not employ their services, you are not going to receive proper compensation for your loss. Our experience in the insurance field simply does not support this contention.
It is our opinion that, in most cases, the services of a PA are unnecessary and in some cases can actually be detrimental to the settlement of your loss. We strongly urge anyone who is considering employing the services of a public adjuster to make every possible effort to work out any problems they may have with their insurance adjuster before signing a contract with a public adjustment firm.
